DebtZero Privacy Policy

DebtZero is built to be private. Your data never leaves your iPhone.

Data Collection

DebtZero does not collect personal data. The app does not require an account and does not operate a server. We do not run analytics or advertising SDKs, and we never link your bank, card, or financial accounts.

Local Storage

Your debts, balances, APR rates, payment amounts, due dates, payoff history, and settings are stored locally on your device only. Deleting the app deletes this data.

Notifications

If you enable payment-due reminders, DebtZero schedules local notifications on your device for upcoming due dates. These notifications are generated on-device and are not sent through any DebtZero server.

Purchases

The optional one-time Premium unlock is processed by Apple through the App Store. DebtZero does not receive or store your payment card details.

Children

DebtZero is rated 4+ and does not knowingly collect data from anyone, including children.

Contact

For any privacy questions, contact: zhudong1987@gmail.com

Last updated: June 20, 2026